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Course Schedule:
   ●  Illinois insurance laws and regulations pertaining to the work of Illinois Public Adjusters
   ●  Important and relevant concepts of insurance
   ● Specific property insurance coverages 
   ● Construction terms, overall review, and practice exam

To get licensed you must pass a very tough 100-question exam.

With Delta Public Adjuster School’s online course,
GET READY TO PASS YOUR EXAM!

Delta Public Adjuster School will get you ready to pass the Illinois Public Adjuster license exam.  The actual state exam is administered by Pearson Vue at any of its participating locations.

 

We get you ready to pass the Illinois Public Adjuster license exam and also provide on-site access to fingerprinting services.  We can also help you with your application with the Department of Insurance.

You can register take this exam on the date that YOU CHOOSE.  You also can select the time and location of the exam.  Go online to Pearson Vue.com or call Pearson Vue directly at 800-274-0402.

 

Advantages of becoming an Illinois Public Adjuster:
The advantages of being a Public Adjuster in Illinois are many: 

  • you get to add more value while working with the insurance companies;
  • you will GET PAID for your work;
  • you have more CONTROL because the insurance company must talk to and negotiate with YOU;

      and

  • you get a percentage of the repair work whether or not you actually perform the repair work.

Regardless of your background, and whether you have ANY previous insurance knowledge, Delta Public Adjuster School’s Illinois Public Adjuster License Exam course will provide you with what you need to PASS your state exam.  Passing this exam is a requirement to get your Illinois Public Adjuster license.  Your instructor has gotten more people through the tough Illinois Public Adjusters exam than anyone else.   And during the four-day class, you will get many special insights from your instructor, who has been designing and presenting insurance classes since 1998.

  

Overview of the State Examination
The Illinois Public Adjuster License examination probes knowledge in four principal areas: 

  • Illinois legal code relating to insurance adjusters
  • property insurance terms and concepts
  • major policy forms and coverages
  • building construction terminology

The exam is developed and administered by a private company called Pearson VUE.   The examination presents 100 questions to the test-taker randomly, drawing from a large database of questions.  While some questions involve simple memory of certain terms, most questions require the test taker to THINK, using a good understanding of basic insurance CONCEPTS, specific PROPERTY COVERAGES and ILLINOIS INSURANCE LAWS.


The 100 questions on the Illinois Public Adjuster examination are all multiple-choice.  A 70% score is required for passing.  You will have 2 hours and 45 minutes to complete the exam.
To sit for your examination, you will need to register with Pearson VUE and schedule an exam at any one of its many testing centers.  Further information about registering is available at PearsonVUE.com.  You can also view and download a License Candidate Handbook from Pearson VUE or from the Illinois Department of Insurance at insurance.illinois.gov.  The License Candidate Handbook will provide more information about your exam and other state licensing exams.


When you arrive at the testing center, you will be asked to show a government-issued ID and second ID such as a credit card that contains your signature.  You will be prohibited from bringing ANY personal items into the exam area.  Once you are seated in the exam area, be prepared to take a brief on-screen tutorial which explains the keyboard, rules about changing answers, and completing the exam.  Pencils and scratch paper or a notepad will be provided for you. 

CONTACT INFORMATION:

Pearson VUE:  Pearsonvue.com   800-274-0402

IL Dept of Insurance:  insurance.illinois.gov  866-445-5364         

 

Policies tested on the Illinois Public Adjuster License exam
Although the Illinois Public Adjuster License exam does not test you on all available standard property forms, you will be expected to understand certain features of the following policy forms:

    • Standard Fire Policy
    • Homeowners
    • Commercial Property
    • Businessowner’s Policy
    • Inland Marine
    • Bonds
    • Farmowners
    • Flood Insurance

 

Overview of the Course
This course is designed specifically to help you pass your Illinois Public Adjuster License Exam. 
To cover the four principal areas that you are tested on, the course text includes details on the FOUR C’s: Illinois legal code, insurance concepts, policy coverages, and construction terminology. 
Mastery of these fundamentals helps you to better determine and understand the context of the exam questions.  Whether you or new in the business of insurance or not, it is important for all exam-takers to carefully review and understand the Delta Public Adjuster School materials. 

A Public Adjuster offers a WIN WIN WIN scenario!

To negotiate an Illinois property owner’s damage claim with an insurance company, you must either be an attorney, the policyholder, or a licensed Illinois Public Adjuster.    If you are a contractor without a Public Adjuster license, the insurer company is not obligated to negotiate with you; their contract is with the property owner only.

Once you have your Illinois Public Adjuster license, and have your Public Adjuster contract signed with the property owner, you can help all parties to WIN:

THE PROPERTY OWNER REPRESENTED BY AN ILLINOIS PUBLIC ADJUSTER WINS:
You help the property owner WIN by negotiating a more fair and complete settlement of the claim.  How do you do this?  As a roofing and insurance professional, you will often find code upgrades missing from the insurer’s settlement offer.  You may also discover more storm-related damage that the insurer did.  You can assist the owner in presenting a more thorough estimate to the insurance company.  Your construction knowledge, insurance expertise, negotiating skill, and overall professionalism as an Illinois Public Adjuster will be combined to bring about a much better outcome for the property owner.

THE PUBLIC ADJUSTER WINS:
You help yourself WIN financially by making helping the property owner.  Besides your Illinois Public Adjuster fees, you will also feel satisfied that you truly helped the property owner to get a proper claim settlement.  You will feel good about the work you are doing.

THE ILLINOIS DEPARTMENT OF INSURANCE WINS:
An Illlinois Public Adjuster is an insurance professional who is well trained in homeowner’s policies and other insurance concepts.  When a Public Adjuster is working on a claim, there is much less chance for the homeowner to feel bullied, cheated, or pressured by the insurance company.  Claims will be settled more fairly and completely.  As a result, there will be far fewer complaints to the Insurance Department.

THE INSURANCE COMPANY WINS (really???)
And yes, you even help in the insurer WIN.  How?  You make the insurer look better in the end by closely monitoring its behavior.  You will force, if necessary, a higher claim payout in order to get a truly fair settlement.  That type of claim payout may improve the insurer’s image in the eyes of the policyholder, and may reflect well upon the insurer’s brand.  And if the insurer were to pay out a little more as a result, future rates would undoubtedly be increased to compensate.

An Illinois Public Adjuster adds value.  The professional Public Adjuster can truly bring a WIN-WIN-Win scenario!

Become a Public Adjuster today. 
Getting a license is EASY once you have passed the licensing exam.  The exam is the only tough part.  Delta Public Adjuster School’s Illinois Public Adjuster License exam course is designed PRECISELY to help you pass the test the first time.  Classes are held regularly at a convenient Chicagoland location. 


“Why Enroll with Delta Public Adjuster School?”

Delta Public Adjuster School is in business to prepare you to pass your state license examination.  Our passing rate is unrivaled.

An ILLINOIS PUBLIC ADJUSTER LICENSE is most efficiently obtained by taking a classroom-based course, rather than an online or textbook self-study course. Why? Because Delta Public Adjuster School’s course will teach you the topics that ARE on the exam, and won’t waste your time covering topics that are not on the exam.

 

Are classroom-based  courses more effective than online courses?
A recent study in the United States found that students in traditional classes performed significantly better than students in online courses.
University professors, high school teachers and other instructors will tell you that classroom courses produce better “learning outcomes” than online self-study study. This is especially true for the exam you must pass to get your Illinois Public Adjuster License, which requires REAL KNOWLEDGE – the kind you get from a live, interactive, and enjoyable classroom experience. 

 Is an online self-study course much more than a digital textbook, and how interactive and enjoyable is that?  And with an online course, will you really take the time, sitting in front of your computer, to master the most-tested topics?

 

Why should you get an Illinois Public Adjuster license?
Answer: If you do storm-damage, fire-damage, or other insurance work, you know the hassles and frustrations of dealing with insurance company adjusters. The delays. The estimates. The approvals. And the homeowners who keep the claim checks and don’t pay you. You, the contractor, are left out in the COLD.AREN’T YOU SICK AND TIRED OF NOT GETTING PAID?


A public adjuster represents the policyholder during the adjustment of insurance claims. As a licensed Illinois Public Adjuster, you are the policyholder’s advocate; you negotiate for the policyholder, directly with the insurance company’s adjuster. You make sure that the policyholder does not get short-changed by the insurance company. 

When you hold an Illinois Public Adjuster license, you and the policyholder for property located within Illiois enter into a contract that puts YOU in control of the work. During the entire claims adjustment process, the insurance company adjuster must communicate directly with YOU in regards to all claim settlement matters. Also…

Your contract with the property owner can require the insurance company to ADD YOUR NAME TO THE CLAIM CHECKS.
In the event that a homeowner receives the claim check, they must BY LAW pay your share to you within 30 days.

Who can apply for an Illinois Public Adjuster License?
Answer: In Illinois, you can apply to become a public adjuster if you are over 18 years old. To get your license, you must do four things:

  • Submit an application to the Illinois Department of Insurance along with a $250 fee
  • Obtain a $20,000 surety bond
  • Get fingerprinted
  • Pass a TOUGH 100-question exam.

 

The first three things are easy. 
Passing the exam is the only hard part of obtaining your license.

Delta Public Adjuster School gives you the FASTEST way to pass the exam, with a PROVEN 4-day, classroom-based course. You can buy a cheap online self-study course, but experience shows that online courses require extraordinary discipline, take more time to learn the material, and do NOT provide the same success as a classroom course. 

Delta Public Adjuster School’s instructor, who has over 30 years’ of property-casualty insurance experience, has helped more people pass the Illinois Public Adjuster exam than anyone else.


For people who speak English as a second language, or for those who are new to claims work:

Even if you know NOTHING about claims adjusting or insurance, and even if English is not your first language, Delta’s way of presenting the material to you will give you the skills, and the knowledge, to PASS THE EXAM.

 

Description of Delta Public Adjuster School’s course.
Matching a lively presentation with specially-designed materials, Delta’s four-day Illinois Public Adjuster License Exam course gives you the knowledge and skills you need to pass the Illinois Public Adjuster License exam.  Each day runs from 8am to 4pm, with a one-hour lunch plus short morning and afternoon breaks.  On the final day of the course, a practice exam is given and then graded on the spotYou get immediate feedback!

 

 

MORE FAQ’s
If you do storm damage repair, why is it a good idea to obtain an Illinois Public Adjuster license IN ADDITION to your contractor’s licenses?
Answer:  Attorney General of Illinois Lisa Madigan has filed lawsuits seeking damages and revocation of licenses against home repair contractors for operating as unlicensed insurance adjusters -- stating that these companies “were not licensed as Public Adjusters to negotiate damages with homeowners’ insurance companies. “

 

Where do I sign up for the state exam?
Answer:  Call Pearson Vue at 800-274-0402, or sign up online at PearonVue.com

 

What is the deadline for signing up for the state exam?
Answer:  24 hours prior to the chosen exam date.  You can select any date at any location as long as seats are available.

 

Where are the exams given?
At any Pearson location throughout the US:  three locations in the Chicago area: Downtown; Schaumberg; Oakbrook Center

 

How much does it cost to take the state exam?
Answer:  $102.00

 

How much study time is required outside of class time?
Answer:  Depending on the person, a maximum of one to two hours each day after class, plus another hour of review on the day of or before the exam.

 

What is your instructor’s passing rate?
Over 90%, with more than 300 participants since early 2012.

What documents are required to become licensed as an Illinois Public Adjuster?
Answer: To become licensed as a Public Adjuster in Illinois, you need to present FOUR THINGS to the Illinois Department of Insurance along with your $250 application fee:  an official exam-pass document from Pearson, a fingerprint verification document from Live Scan, a $20,000 surety bond, and a “John Doe” version of your proposed Public Adjuster contract.

During the four-day Delta Public Adjuster School’s Illinois Public Adjuster license exam course, we can help you get all four of these required documents. 

 

In addition to passing the state exam, what are the requirements to obtain an Illinois Public Adjuster license from the Department of Insurance?
Answer: A surety bond, fingerprints, and an approved Public Adjuster contract. 

Testimonial Oct 2013
“I bought other material, two books and access to 100 online test, I have to be honest It was a waste of time , The manual has like 15 chapters all kind of policies like, farmers, dwelling, auto, contractor , commercial vehicles , I studied like crazy and when I took the test felt that I did not know nothing , the result was I failed.
I have to say that your material is awesome, you know where to focus and it is really easy to understand, you highlight points that are really important for the test and your examples and exercise are really helpful t catch and understand what is important to the test. The example test and the Final test are awesome really helpful and It look like the real test.”

More ad copy/ course content:

ATTENTION
STORM-DAMAGE CONTRACTORS:
Has this ever happened to you?

You get the job, you complete the work, and then you wait…and wait… for the insurance company to pay the claim…Then after all this time, your customer, who has kept and spent the claim check, says he cannot pay you!

Are you kidding me?  What happened to the insurance money? 

AREN’T YOU TIRED OF NOT GETTING PAID?  Especially when you know that your customer received a check from the insurance company?

ARE YOU TIRED OF HAVING LITTLE CONTROL OVER STORM-DAMAGE JOBS, and getting no respect from the insurance company adjuster? Especially when YOU are the most knowledgeable person on the project?

 

**THE SOLUTION IS TO GET YOUR ILLINOIS PUBLIC ADJUSTER LICENSE**

WITH AN ILLINOIS PUBLIC ADJUSTER LICENSE, you will have MORE LEVERAGE to get paid and  MORE CONTROL over the repair work.  Here’s how:

Increased payment leverage:
Your public adjuster contract will require that the YOUR NAME be on the insurance company check.

Increased job control:
Once a public adjuster contract is properly signed, the insurer must consult directly with the public adjuster before settling a claim. 

An insurance company does not have to negotiate with a contractor, but an insurer must negotiate with a licensed Illinois Public Adjuster.  

An Illinois Public Adjuster may negotiate extent and value of damage with the insurance company on behalf of the property owner, but a contractor may not. 

BECOME AN ILLINOIS PUBLIC ADJUSTER:
You will be the policyholder’s chief negotiator with the insurance company.  YOU WILL STAY IN CONTROL, and you will use your skill and professionalism to get the best outcome for your customer – and GET PAID.

 






DELTA PUBLIC ADJUSTER SCHOOL   
State License Exam Preparation

You can take the state exam on the date and location that suits you.

  
  To register for the State Examination,
Contact: Pearsonvue.com

Reasons to get licensed as a Public Adjuster:

Note:  By law, anyone who negotiates with insurance companies on
claims on behalf of policyholders needs a P.A. license. 

All owners of a P.A. company need to be licensed. 

In Illinois, and individual may legally act as contractor
AND public adjuster ON THE SAME CLAIM.


Failure to be properly licensed is a misdemeanor.

WITH AN ILLINOIS PUBLIC ADJUSTER LICENSE, you will have more LEVERAGE TO GET PAID, and will have MORE CONTROL OVER THE WORK.  Here’s how:

Increased payment leverage:

  • Your public adjuster contract with the customer will REQUIRE that the YOUR NAME is on the insurance company check.
  • For residential claims, Illinois law requires that the customer to release the public adjuster’s fee within 30 days of receiving claim proceeds from the insurer.

Increased job control:
Once a public adjuster contract is properly signed, the insurer must consult directly with the public adjuster – and NOT with the policyholder – before taking action on a claim. 
As a licensed Illinois Public Adjuster, you become the BOSS OF THE CLAIM!!!

BECOME A PUBLIC ADJUSTER: 
You will be the policyholder’s chief negotiator with the insurance company.  You use your skill and professionalism to get the best outcome for your customer – the work will be done properly, in compliance with all current building codes -- and, importantly, YOU GET PAID and YOU STAY IN CONTROL.
630-779-4180 Public Adjuster Exam Prep BECOME A PUBLIC ADJUSTER DeltaPublicAdjusterSchool.com  March 7-10, 2016. 8am to 4pm each day. Class Registration deadline: March 5, 2016

 



ROOFING, SIDING, and other storm-damage CONTRACTORS:
Has this ever happened to you?
You get the job, you complete the work, and then you wait…and wait… for the insurance company to pay the claim…Then after all this time, your customer, who has kept and spent the claim check, says he cannot pay you!

Are you kidding me?  What happened to the insurance money? 
AREN’T YOU TIRED OF NOT GETTING PAID?  Especially when you know that your customer received a check from the insurance company?
ARE YOU TIRED OF HAVING LITTLE CONTROL OVER STORM-DAMAGE JOBS, and getting no respect from the insurance company adjuster? Especially when YOU are the most knowledgeable person on the project?

**THE SOLUTION IS TO GET YOUR ILLINOIS P.A. LICENSE**

With an Illinois Public Adjuster license and a properly written “Public Adjuster Contract” with the customer, you will :
• Get YOUR NAME ON THE
     INSURANCE COMPANY CHECK

• Can legally negotiate the VALUE, the
     EXTENT of DAMAGE, and AMOUNT
     of DEPRECIATION with the insurance
    company

• Essentially become the BOSS OF THE CLAIM

 

Delta PAS vert logo 01.jpg


Since early 2012, our instructor has presented this course to over 300 attendees, and has attained a first-time passing rate is over 90%.  This unique Public Adjuster course provides you with the fastest and most efficient way to obtain your Illinois P.A. license.  There is nothing else quite like it in Illinois, and no one else has achieved these results.

Requirements to get your Illinois Public Adjuster License:
To become licensed as a Public Adjuster in Illinois, you need to present FOUR THINGS to the Illinois Department of Insurance along with your $250 application fee:

• an official exam-pass document
     from Pearson
• a fingerprint verification document
     from Live Scan
• a $20,000 surety bond,
• a “John Doe” version of your
     proposed Public Adjuster contract.

    During the four-day Delta Public Adjuster
    School license exam-prep course, we
    help you get all four of these required
    documents.


During the four-day Delta Public Adjuster School license exam-prep course, we help you get all four of these required documents. 

  • Class time is devoted mostly to reviewing the topics tested on the exam.  
    The passing rate is above 90%. 
  • We bring a Live Scan fingerprint vendor to the class, where you can have your fingerprint images taken
  • You can complete a one-page surety bond application in the classroom, and have your bond emailed to you by Day Three of class.
  • We provide you with a Public Adjuster “contract template” which can be tailored to your exact needs.


Meet Your Instructor

Del Beard, CPCU


Mr. Beard is the only instructor in the United States who has helped more than 300 people pass their Illinois Public Adjuster license exam — over 90 % of them on the first try!
Originally from Park Forest, Ill., he is a passionate, dynamic instructor with over two decades of experience in designing and presenting courses focused on aspects of the construction-contracting and insurance industries. For more than thirty years, he has worked in property-casualty insurance — professional know-how that helps him underscore why licensure is so important to Illinois Public Adjusters.









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